Michigan credit lawyers
Legally Dispute Credit Report Errors
Real-time credit dispute resolution.
Our credit attorneys can help you determine whether a bona fide credit error exists, and help you legally dispute credit report errors with the credit reporting bureaus. We do not charge a fee to help you dispute errors on your credit report. Once you submit a dispute to the credit bureaus, they have 30 days to respond in writing to your dispute.
Fair Credit Reporting Act rights.
When a consumer reporting agency or furnisher of credit information refuses to report fair and accurate credit information, our credit lawyers can help enforce consumer their right to a fair and accurate credit report under the Fair Credit Reporting Act (FCRA).
Do you have any errors on your credit report?
Recent studies suggest many consumers are unaware whether there are any errors on their credit reports. Read about five common credit report errors here.
What can I expect if I dispute a credit report error?
It is important to realize that merely disputing your credit does not improve your credit score. You should be wary of companies promising instant credit relief or credit improvement, especially if these companies charge you a fee for their services.
We do not charge a fee to help you dispute your credit report with the credit bureaus.
Credit report errors can be costly enough. You do not have to pay anyone to help you dispute errors on your credit report. The credit bureaus do not charge you a fee to dispute credit report errors. You have a right to dispute inaccurate or incorrect information on your credit report without having to pay anyone. Our credit attorneys do not charge to assist in the preparation of a credit report dispute with the credit bureaus.
We offer contingency fee arrangements.
Should litigation become necessary, our attorneys will handle your matter on a contingency basis, meaning we do not charge you attorneys' fees unless we recover monetary damages on your behalf. Congress recognizes the importance of fair and accurate credit reporting to our banking system and passed the Fair Credit Reporting Act in part to ensure the stability of our banking and credit system. Since many individuals are unable to pay an attorney up front to represent them in this type of action, the Fair Credit Reporting Act permits consumers to recover damages for violations of the Fair Credit Reporting Act.
Be wary of companies promising relief or instant credit relief.
Beware of credit repair companies or companies promising to remove credit items or improve your credit score. These companies are strictly regulated by the Federal Trade Commission and the Credit Repair Organizations Act. If someone has promised you results, or if you are considering paying someone to help you dispute items on your credit report, we suggest you visit www.consumer.ftc.gov for more information.
Our credit attorneys can help you determine whether a bona fide credit error exists, and help you legally dispute credit report errors with the credit reporting bureaus. We do not charge a fee to help you dispute errors on your credit report. Once you submit a dispute to the credit bureaus, they have 30 days to respond in writing to your dispute.
Fair Credit Reporting Act rights.
When a consumer reporting agency or furnisher of credit information refuses to report fair and accurate credit information, our credit lawyers can help enforce consumer their right to a fair and accurate credit report under the Fair Credit Reporting Act (FCRA).
Do you have any errors on your credit report?
Recent studies suggest many consumers are unaware whether there are any errors on their credit reports. Read about five common credit report errors here.
- Less than half of consumers obtain annual credit reports.
- Consumers who filed credit report disputes experienced some modification to their credit report.
What can I expect if I dispute a credit report error?
It is important to realize that merely disputing your credit does not improve your credit score. You should be wary of companies promising instant credit relief or credit improvement, especially if these companies charge you a fee for their services.
We do not charge a fee to help you dispute your credit report with the credit bureaus.
Credit report errors can be costly enough. You do not have to pay anyone to help you dispute errors on your credit report. The credit bureaus do not charge you a fee to dispute credit report errors. You have a right to dispute inaccurate or incorrect information on your credit report without having to pay anyone. Our credit attorneys do not charge to assist in the preparation of a credit report dispute with the credit bureaus.
We offer contingency fee arrangements.
Should litigation become necessary, our attorneys will handle your matter on a contingency basis, meaning we do not charge you attorneys' fees unless we recover monetary damages on your behalf. Congress recognizes the importance of fair and accurate credit reporting to our banking system and passed the Fair Credit Reporting Act in part to ensure the stability of our banking and credit system. Since many individuals are unable to pay an attorney up front to represent them in this type of action, the Fair Credit Reporting Act permits consumers to recover damages for violations of the Fair Credit Reporting Act.
Be wary of companies promising relief or instant credit relief.
Beware of credit repair companies or companies promising to remove credit items or improve your credit score. These companies are strictly regulated by the Federal Trade Commission and the Credit Repair Organizations Act. If someone has promised you results, or if you are considering paying someone to help you dispute items on your credit report, we suggest you visit www.consumer.ftc.gov for more information.