HOW AN IDENTITY THEFT LAWYER CAN HELP YOU DISPUTE ERRORS ON YOUR CREDIT REPORT

Identity Theft Lawyers & Credit Reports

​Safeguarding Your Credit Report: How an Identity Theft Lawyer Can Protect You
Knowledge And Understanding Of Credit Reporting And Identity Theft Laws
Identity theft occurs when someone wrongfully obtains and uses another person's personal information for fraudulent purposes such as opening fraudulent accounts or making fraudulent charges. Identity theft often impacts credit reports since the fraudulent accounts are reported on your credit report.  In response to the increasing prevalence of identity theft, there are several state and federal laws to help victims of identity theft recover.  An identity theft lawyer is a legal professional who represents individuals who have been victims of identity theft and who can help you dispute identity theft on your credit report.
The Role of an Identity Theft Lawyer
An identity theft lawyer can help victims of identity theft navigate the complex legal process of reclaiming their stolen identity and fixing errors on their credit report.  An identity theft lawyer’s role is to carry a big hammer, so to speak.  Identity theft lawyers are well-versed in the laws and regulations governing identity theft and can provide expert guidance and representation to their clients.  An identity theft lawyer can help you dispute fraudulent accounts on your credit report and even sue banks and creditors who refuse to correct your credit report.  The threat of a lawsuit under the Fair Credit Reporting Act is one of the biggest benefits to having a lawyer on your side.  At Hadous|Co. we handle identity theft on a continent fee basis.  This means we do not charge uofront for attorneys’ fees, and you will not owe us any attorneys’ fees unless we recover damages on your behalf.
Benefits of Hiring An Identity Theft Lawyer
There can be several benefits to hiring an identity theft lawyer to help you if you have been a victim of identity theft and your credit report has been impacted by identity theft.  Identity theft attorneys can help you understand your rights as a victim of identity theft, and help you gather and complete the necessary paperwork to provide to the credit agencies and furnishers such as banks and lenders who report information on your credit report. Typically, once you notify the credit agencies of the identity theft, dispute errors on your credit report, and provide supporting documentation to the credit agencies such as the Identity Theft Report, which is comprised of information from an Identity Theft Affidavit and police report, the credit agencies will have 30 days to investigate of your credit dispute.  If the credit agency verifies that the information is accurate, or otherwise refuses to correct your credit report, an identity theft lawyer can help you file a lawsuit in court under the Fair Credit Reporting Act.
How to Choose the Right Identity Theft Lawyer
When choosing an identity theft lawyer to represent you in your credit dispute or identity theft lawsuit, it is important to look for an attorney with experience in handling identity theft cases. A good identity theft lawyer will have a track record of success in representing victims of identity theft and the trial and appellate level.  Attorney Nick Hadous has represented consumers in hundreds of lawsuits alleging violations of the Fair Credit Reporting Act, including victims of identity theft victims.  Mr. Hadous has also successfully appealed numerous FCRA cases on behalf of other law firms, including FCRA lawsuits involving post-bankruptcy credit reporting and the credit reporting obligations of furnishers (lenders). In addition, Mr. Hadous is also a contributor and published author for the Institute of Continuing Legal Education (ICLE) and has written extensively on consumer protection issues and the Fair Credit Reporting Act
If you have been a victim of identity theft, don't hesitate to contact us to schedule a free phone or Zoom consultation by using our contact form below.