What is the telephone consumer protection act?

A lot of people wonder what they can do to stop collection calls or to stop other forms of creditor harassment.  One of the first things people experience when they fall behind on credit cards or other forms of debt is collection calls to their mobile phone.   Your creditors and debt collectors know that if they bombard you with calls to your mobile phone, you will be thinking about the debt you owe them every second of every day.  The Telephone Consumer Protection Act can help you stop these collection calls, and even help you recover damages against creditors who violate the TCPA.

The TCPA prohibits the use of automated telephone dialing systems ("ATDS") without prior express consent of the consumer.  Penalties for violating the TCPA can include statutory damages of up to $1,500 per telephone call.

If you are receiving unwanted collection calls or being harassed by your creditors, contact one of our Michigan consumer protection attorneys to learn more about your rights under the Telephone Consumer Protection Act.  You may contact us by using our contact form at the bottom of our website.