IDENTITY THEFT LAWYERS IN MICHIGAN

IDENTITY THEFT LAWYERS IN MICHIGAN DISCUSS IDENTITY THEFT RISKS AND YOUR CREDIT REPORT

Identity theft is on the rise and can impact your credit report and peace of mind.  If you are the victim of identity theft, credit lawyers and identity theft lawyers can help you take steps to mitigate the harm caused by identity theft and to restore your name and credit report.

UNDERSTANDING THE RISKS OF IDENTITY THEFT

​Identity theft is a real and increasing threat in today's digital age. Cybercriminals are constantly looking for new ways to access personal information and exploit this information for financial gain. From phishing scams to data breaches, the avenues for identity theft can take many forms. The consequences can be devastating, leading to financial losses, damaged credit scores, and emotional distress. Identity theft lawyers can help you navigate the stressful process of disputing identity theft errors on your credit report.

THE ROLE OF CREDIT REPORTING AGENCIES IN IDENTITY THEFT

​Credit reporting agencies play a role in the fight against identity theft. By periodically checking your credit report, you can detect unauthorized activity and act before more harm occurs.  You can report suspicious activity to the credit bureaus and request a credit freeze, to help prevent further fraudulent accounts from being opened in your name.  An identity theft lawyer can help you fight credit report errors like fraudulent accounts that already appear on your credit report.

THE ROLE OF AN IDENTITY THEFT LAWYER 

​An identity theft lawyer can help you take the right steps to restore your credit after identity theft.  Reporting the identity theft to the credit reporting agencies and your financial institutions is one of the first steps you should take.  You should also make a police report and visit www.identitytheft.gov to obtain an identity theft affidavit and identity theft report.  Once you have taken these steps, an identity theft lawyer can help you submit formal written disputes to the credit reporting bureaus to dispute accounts on your credit report due to identity theft.  If the disputes do not result in the removal of the credit report errors or fraudulent accounts, an identity theft lawyer can help you sue the credit agencies and furnishers under the Fair Credit Reporting Act.  Speaking to a knowledgeable identity theft attorney about identity theft and your credit report can prove invaluable in restoring your credit report and removing credit report errors caused by identity theft.

IDENITY THEFT LAWYER TIPS TO PROTECT YOURSELF FROM IDENTITY THEFT AND CREDIT REPORTING ERRORS

Identity Theft Lawyer Tip: Monitor Your Credit Report

Regularly monitoring your credit report is crucial to detecting signs of identity theft. Reviewing your credit report for unfamiliar accounts or transactions can help you spot identity theft and take immediate action to address errors on your credit report because of identity theft.
 
Identity Theft Lawyer Tip: Consider A Credit Freeze

Placing a freeze on your credit report can help prevent unauthorized access. This added security measure can deter cybercriminals from opening new accounts in your name.
 
Identity Theft Lawyer Tip: Secure Your Personal Information

​Taking steps to protect your personal information is essential to reducing the risk of identity theft. Avoid sharing sensitive personal information online and if you must share personal information online consider using secure or encrypted means such as secure email or password protected documents.  If you are asked to provide information over the phone, take steps to be certain of the recipient's legitimacy such as verifying phone numbers or calling authorized/official telephone numbers.  Unfortunately, some cybercriminals will try to “spoof” legitimate phone numbers to make it appear that they are calling from a real telephone number associated with your bank or credit card company. Therefore, you should exercise caution and consider calling back yourself to be certain.  Many companies are now offering multi-factor authentication which can also help prevent cybercriminals and identity theft.  By remaining vigilant and taking proactive steps to protect your personal and financial information, you can minimize the risks of falling victim to identity theft and dealing with credit report issues caused by identity theft.

SPEAK TO A KNOWLEDGEABLE IDENTITY THEFT LAWYER IN MICHIGAN IF YOU ARE THE VICTIM OF IDENTITY THEFT

​Identity theft can happen to anyone. By understanding the risks and being vigilant you can reduce the risk of identity theft or mitigate the harm caused by identity theft. If you are a victim of identity theft, being proactive and taking the right steps such as speaking to a knowledgeable identity theft lawyer can bring you peace of mind and set you on the path to restoring your credit after identity theft. 

We have helped many consumers recover damages under the FCRA for inaccurate credit reporting and identity theft credit report errors.  Attorney Nick Hadous is an accomplished litigator and serves on the Litigation Advisory Board for the Institute of Continuing Legal Education (ICLE) where he is a content contributor and author in consumer protection litigation such as the Fair Credit Reporting Act.  If you are the victim of identity theft and your credit report has been affected, please contact us for a free phone or Zoom consultation by calling us today or using the contact form below. ​